[EN] How to Accumulate $750,000 (1 Billion KRW) with S&P 500 Investing feat. Investing $400 a Month

 

Hello, this is Bbiri! ๐Ÿ˜Š Today, I want to share a proven strategy for accumulating approximately $750,000 through S&P 500 investing—a method highly recommended by legendary investors and financial experts.

I asked Google Gemini the following question: "If I invest $400 every month in the S&P 500, when will it reach $750,000?"

๐Ÿค– Gemini's Answer:

Based on the historical average annual return of the S&P 500 (approx. 10%), investing $400 monthly will likely reach $750,000 in about 25 to 30 years.

This is incredible news! Simply by consistently investing about $400 a month—roughly the cost of a few nice dinners—you could potentially hold three-quarters of a million dollars by the time you retire.

๐Ÿ›ก️ My 3-Tier Strategic Portfolio (Global Standard)

To optimize this goal and manage risk, I have decided on the following allocation:

  1. S&P 500 Index ($150): Stable long-term growth. (Ticker: VOO)
  2. S&P 500 2x Leverage ($150): To accelerate returns. (Ticker: SSO)
  3. Dividend Growth Stocks ($100): To generate passive income. (Ticker: SCHD)

With this strategy, I aim to reach the $750,000 mark while simultaneously building a solid stream of dividend income for my later years.

๐Ÿ’ก Key Points for Success (from Gemini)

  • The Magic of Compound Interest: Out of your final goal, your actual out-of-pocket contribution is relatively small. The vast majority of the wealth is created by time and compound interest.
  • Dividend Reinvestment (DRIP) is Essential: This calculation assumes all dividends are automatically reinvested. Reinvesting is the "fuel" that speeds up the wealth-building engine.
  • Adjust for Inflation: $750,000 in 25 years will have less purchasing power than today. Therefore, it is wise to increase your monthly investment as your income grows to shorten the timeline.

๐Ÿ“‚ Recommended U.S. Tickers (Direct Investing)

For global investors, you can find these directly on any major brokerage app (like Schwab, Fidelity, or Robinhood) using these tickers:

  • S&P 500 ($150): VOO (Vanguard S&P 500 ETF)
  • S&P 500 2x Leverage ($150): SSO (ProShares Ultra S&P 500)
  • Dividend Growth ($100): SCHD (Schwab US Dividend Equity ETF)

Join me on this journey to financial freedom and let's aim for that retirement goal together!

Thank you for reading! ๐Ÿ˜Š


This is Youtube video related to my content :)

https://www.youtube.com/watch?v=hH7JLkQMgME



⚠️ [Required] Global Investment Disclaimer

⚠️ Investment Disclaimer:

  • This content is for informational and educational purposes only and does not constitute financial or professional investment advice.
  • Investing in the stock market, especially leveraged ETFs like SSO, involves significant risk, including the potential loss of principal.
  • Past performance does not guarantee future results. Please consult with a certified financial advisor before making any investment decisions.

For more details, please refer to our General Disclaimer. 

General Disclaimer The content on Tech Law Insights is provided for general informational and educational purposes only. While we strive to provide accurate and up-to-date information based on recent trends and regulations, this content does not constitute legal, financial, or professional advice.

The field of AI and financial regulations may vary by country and case. The author and this blog assume no liability for any direct or indirect losses arising from the use of the information provided herein. For specific commercial or legal matters, please consult with a qualified professional (e.g., attorney or certified financial advisor).

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